Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in your decision making process.
Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.
This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
This calculator can help you determine the selling price for your products to achieve a desired profit margin.
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings
Use this calculator to see just how expensive paying interest on your debt can be.
Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.
The Credit Card Optimizer helps you determine the best distribution of your credit card debt.
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.
Use this calculator as a starting point for your debt management plan.
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.
This Debt Calculator applies two simple principles to paying off all your Debt that can cut years off of your repayment schedule.
The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.
How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.
Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
A fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan./p>
This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year./p>
Are you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal.
Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.
Compare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan.
This calculator helps estimate the value of creating a High Deductible Health Plan (HDHP) with Heath Savings Accounts (HSA) for your employees.
One of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today's value of your future earning.
Estimate what your monthly payments might be from an immediate annuity.
Find out how much life insurance you really need!
Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
How can a variable annuity help you save for retirement? Use this calculator to find out.
Use this calculator to project how much a series of annual stock option grants could be worth to you.
Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy!
Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan.
Use this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals.
This calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out.
Use this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short.
This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
Use this calculator to see how long your investment savings can last once you begin taking distributions.
Income generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond.
This calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund's prospectus, you can see the impact of fees and operating expenses on your investment.
This calculator can help you determine exactly what it might take to return your to your original investment balance.
Use this calculator to determine the value of your stock options for the next one to twenty five years.
This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.
This works just like a pocket calculator.
This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods.
Balance your checkbook with this quick and easy calculator.
How is your credit? Use this calculator for a quick assessment!
Analyze your budget, see where your money goes and find out where you can improve!
This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.
Use this calculator to determine how losing this important retirement asset could affect you.
Use this calculator to determine your maximum Individual 401(k) contribution as compared to three other possible plan options.
Use this calculator to see the benefits of an Individual 401(k) for the self-employed.
Plan your retirement with a company pension, find out if you are on track - and learn how to stay there.
Quickly determine if your retirement plan is on track - and learn how to keep it there.
Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.
Use this calculator to estimate your Social Security benefits.
Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
Use this calculator to help develop or fine tune your education savings plan.
Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
This calculator demonstrates how compounding can affect your savings.
Find out when your savings plan may make you a millionaire!
Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance.
Use this calculator to examine the benefits of investing in a series of Certificates with different maturities, also called a Certificate Ladder.
Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
Use this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals.
What will it take to reach your savings goal? This financial calculator helps you find out.
Use this calculator to determine how much your savings will be worth with these two important variables in mind.
Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April.
Use this calculator to determine if you qualify for the Earned Income Credit and if so, how much it might be worth.
Use this calculator to help you determine your paycheck for hourly wages.
Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
Use this calculator to help you determine the impact of changing your payroll deductions.
Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.